Common Sense Economics 2015-2016

1. After completing Module 13, offer your first thoughts to your assigned question in the Discussion Board: Module 14.  No preparation is needed, and you automatically earn 2 points.
2. After completing Module 14, to earn up to an additional 8 points, read through all replies in the other groups. Find one in which to reply.  Help the selected classmate build out his or her pre-learning thoughts.  Be professional and respectful at all times. Provide page references from Common Sense Economics (2010) and a reference to an assigned video or podcast to support your work.
3. The questions follow. (Please copy and paste the question into your reply.  It makes grading easier; thanks!)

• Last names beginning with A-H: If you were saving for a down payment on a house or the education of a child, which would you choose:  an investment portfolio that includes only high-tech stocks or one that is made up of different types of stocks, bonds, and cash?  Explain your choice.    
• Last names beginning with I-Q: Last year, Pat spent $10 a day on miscellaneous things like texting, buying sodas, and eating fast food.  If Pat had invested that $3650 in a well-diversified investment paying a real return of 7 percent, compounded annually, how much would Pat have in 10 years?  
• Last names beginning with R-Z: Can an ordinary person benefit from the historically high rate of return derived from stock ownership without taking excessive risk?    Explain.